Commercial Lending

The Commercial Lending Practice Group at Markus Williams & Young incorporates an experienced legal team that works together with the firm’s Bankruptcy and Restructuring team to help banks and other lending institutions work through the complex business and legal issues that face them in structuring, negotiating, and documenting a commercial loan transaction. We have represented lenders in a wide variety of secured and unsecured transactions, including syndicated and non-syndicated cash flow and asset-based loans, acquisition financings, and capital expenditure and equipment loans, several involving cross border collateralization issues.

How Can We Help?

  • We can tailor a transaction to the particular needs of the industry of the borrower, having worked on transactions in a myriad of industries, including the technology, manufacturing, aircraft, agriculture, energy, aerospace, retail, construction, and services sectors.
  • Our attorneys have extensive knowledge in the negotiation and documentation of third party agreements such as landlord and warehouseman waivers and licensor agreements.
  • We are also well versed in documenting tailored security agreements covering special collateral, such as intellectual property, ownership interests, and deposit accounts.
  • Our attorneys offer expert advice on intercreditor and subordination issues.
  • In case of a failed transaction, our attorneys will work with the firm’s Bankruptcy and Restructuring team, bringing to your transaction tremendous experience in workouts, liquidations, and bankruptcies.

Why Markus Williams & Young?

Markus Williams & Young’s expertise and experience in commercial lending allows us to understand our client’s business objectives and provide sophisticated, yet practical, solutions and advice that meet our clients’ needs. Our clients include local, regional, and national banks, commercial finance companies, factors, equipment lessors, franchise mortgage companies, SBA lenders, project finance lenders, special situation investment companies, and a varied range of other financial and corporate clients. We have represented some of these clients for over 20years, helping them with transactions ranging in value from $1 million to over $2 billion.

Our commercial lending group has:

  • Represented national banks as both agents and participants in syndicated facilities in transactions ranging from $50 million to $327.5 million in various industries, including a leading engineering company, acquirers and managers of distressed consumer credit, an aerospace manufacturer, and a heavy equipment manufacturer
  • Represented a national bank in secured and unsecured transactions and senior and mezzanine facilities of up to $125 million in various industries, including an international e-business integrator, a telecommunications company and a software engineering firm
  • Represented a specialized lender in credit facilities ranging in size from $80 million to $2.15 billion to power cooperatives
  • Represented a national bank in a $125 million unsecured credit facility to a technical ceramic manufacturer
  • Represented a national bank in a $75 million credit facility to an international e-business integrator

Attorneys Concentrating In Commercial Lending